Protect Your Wealth.
Plan Your Future.
Join Joshua & Erin Youngs alongside industry expert Ryan Cicchelli for a comprehensive live session covering the strategies and updates that matter most to your financial future.
Register Now — It's Free →What We'll Cover
Four critical topics designed to help you make smarter financial decisions in the year ahead.
Tax Planning Strategies
Discover proactive approaches to minimize your tax burden and keep more of what you've earned. We'll walk through key changes for the current tax year and strategies to position yourself for long-term tax efficiency.
Social Security Optimization
Timing is everything. Learn how to maximize your Social Security benefits with smart claiming strategies tailored to your unique situation — whether you're approaching retirement or already receiving benefits.
Medicare Changes
Stay informed on the latest Medicare updates and what they could mean for your healthcare coverage and costs going forward. We'll cover what's changing and how to prepare.
Growth & Income Strategies feat. Ryan Cicchelli
Explore advanced indexed strategies that allow you to participate in market growth while protecting against downside losses. Learn about annual lock-in of gains, consistent compounding, and income flexibility for your retirement.
Are You Making These 5 Costly Mistakes?
The 5 years before and 5 years after retirement are the most critical — and dangerous — period for your financial future.
Taking Too Much Market Risk
A major market downturn right before or after you retire can permanently damage your portfolio. Unlike younger investors, you don't have decades to recover. This is called sequence of returns risk — and it's the #1 Red Zone killer.
Claiming Social Security at the Wrong Time
Many people claim Social Security at 62 — the earliest possible age — leaving tens of thousands of dollars on the table. Each year you delay (up to age 70), your benefits grow roughly 8%. The right timing strategy can add significant income over your lifetime.
Poor Tax Planning & Missed Roth Conversions
The Red Zone is when tax strategy matters most. Converting to a Roth at the wrong time, failing to plan withdrawals, or ignoring tax bracket management can cost you hundreds of thousands in unnecessary taxes over your retirement.
Not Having a Medicare & Healthcare Strategy
Healthcare is one of the largest expenses in retirement. Missing enrollment windows, not understanding coverage gaps, or failing to plan for costs between early retirement and Medicare eligibility can lead to penalties and financial surprises.
Retiring Without Knowing Your Number
Most people don't actually know how much they need to retire comfortably. Without a clear picture of your expenses and a withdrawal plan, you risk running out of money — or living far more conservatively than you need to.
✅ The Good News?
Every single one of these mistakes is avoidable — and we're covering all of them in this exclusive webinar. Plus, we've partnered with Ryan Cicchelli, one of the nation's leading experts in indexed strategies, to show you how to protect and grow your retirement assets without market risk.
Don't Make These Mistakes — Register Now →
Ryan Cicchelli
In today's increasingly volatile market environment, far too many individuals have experienced unnecessary losses in their retirement accounts. That's why we've partnered with Ryan Cicchelli to bring you advanced index-based solutions designed to help protect and grow your retirement assets — allowing you to participate in market growth without exposure to market losses.
Why You Should Attend
This isn't a generic seminar — it's built specifically for our clients, featuring one of the nation's top experts.
Tailored to You
Content designed specifically for our current clients and their financial situations — not a one-size-fits-all presentation.
Industry-Leading Expertise
Hear directly from Ryan Cicchelli, one of the nation's leading experts in indexed strategies for retirement protection and growth.
Live Q&A
Get your specific questions answered in real time by Joshua, Erin, and Ryan during the live session.
Don't Miss This Opportunity
Seats are limited for this exclusive client event. Register now to secure your spot and take control of your financial future.
Reserve Your Seat Now →Free for all current clients • Live on Zoom • Recording available for registrants